Save thousands every year on your home loan

Full Doc - 5.11% (ccr 5.16%)*

Conventional Home Loan or Mortgage !

For all borrowers with Pay Slips or Tax Returns. Easy Mortgage & Home Loan application process up to 95%

Low Doc - 5.11% (ccr 5.16%)*

No Tax Returns Req'd. Declaration Only !

For the Self employed without any tax returns.

Very fast Mortgage & Home Loan approvals up to 80%

No Doc - 5.31% (ccr 5.36%)*

No Docs Required. 1 Hour Approval !

No income questions & No declarations required.

Ultra fast Mortgage & Home Loan approvals up to 60%

Genuine Savings - 5.31%*

Get a Home Loan on only 5% Deposit

The 5% can be a gift, a loan, or first home owners grant.

Pay slips or Tax Returns required. Home Loans to 95%

Refinance Mortgage Refinance Home Loan from 6.77%

Fast, Safe & Easy Application Process

Instant Mortgage, Home Loan

and Refinance
Pre-Approvals

Refinance your Home Loan or Mortgage with eMortgage Home Loans

* Full Doc & Genuine Savings Comparison Rate 5.16%, Low Doc 5.16% & No Doc 5.26% These Comparison Rates are based on a $150,000 loan over 25 years. This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

eMortgage Home Loans is an Australia Wide, Fully Qualified Mortgage and Home Loan Originator.

We source our funds from one of Australia's Largest Lending Institutions

and as a result, we pass the savings directly on to you.

At eMortgage Home Loans, we know you want to better your lifestyle by obtaining the best Mortgage or Home Loan at the lowest possible rate. We also know that you want the most features available whether you are Purchasing a New Home, or seeking to Refinance an existing Mortgage or Home Loan.

If you want to Refinance your Mortgage or Home Loan and we cannot improve your current financial situation, we will not attempt to sell you a Mortgage or Home Loan that you do not want.

Our Fast, Easy and Highly Competitive Mortgage and Home Loan products; Full Doc Mortgage, Low Doc Mortgage, No Doc Home Loan and Non-Genuine Savings Home Loan are designed to save you time and money with the aim of obtaining a formal Mortgage or Home Loan approval As Soon As Possible. As a High Priority Mortgage or Home Loan client, you will always receive prompt attention at eMortgage Home Loans.

Our commitment to you is our first priority and that is why we are available for you to Purchase or Refinance your Mortgage or Home Loan from 8am to 8pm, 7 days a week. eMortgage Home Loans (read about us) is dedicated to making sure you have a successful Mortgage or Home Loan application experience first time around.

We will work with you to obtain a suitable type of loan for your current circumstances, and we will only select a Mortgage or Home Loan that we sincerely believe will improve your life and is in your best interest. To this very day, no one with a Mortgage or Home Loan with eMortgage Home Loans has ever left us. Our Mortgage and Home Loan products are at True Discounts for the Life of Your Home Loan. That's why no Customers have ever left us.

Our testimonials are genuine letters from people that have had their lives improved as a direct result of Refinancing their Mortgage or Home Loan with eMortgage Home Loans, and consequently 20 - 25% of our clients have referred us to their Family and Friends for a Purchase or a Refinance.

"The greatest compliment you can give us is to recommend the services of eMortgage Home Loans to others"